The transformative solution for creating
deal pre-screen and market-ready
investment memorandums.
Utilizing advanced automations and AI, combined with decades of Wall Street insights, our platform helps credit analysts gather and analyze company information quickly and accurately.
AI-Powered Credit Analysis
and Memo Drafting
Percina Report uses generative AI trained on our curated data sets - automatically populating credit reports with information about a company’s background, market nuances, collateral or financial insights.
Real-Time Equipment Valuations
and Collateral Curves
With over 10,000 different manufactures and hundreds of equipment types constantly monitored, Percina Report generates collateral curves based on equipment values for almost any transaction.
Fully Customizable Templates
With world class templates predesigned you can get started fast. Or import your current credit memo templates to highlight your expertise and brand.
Automated Deal Analytics
PerCina Report automatically generates deal pricing and a range of transaction economics and analytics, providing more context for your credit memorandum.
Team Collaboration and
Customer Integration Technology
Multiple users can work on the same credit memo simultaneously - including your clients. Grant direct access for more accurate and efficient data exchange.
Articles & Tutorials
Leveraging AI and Technology for Strategic Advantages in Equipment Finance
Deck: AI is transforming equipment finance, enhancing efficiency, accuracy and decision-making in underwriting and risk management, driving industry innovation.
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New Financial Spreading Capability
We are thrilled to announce that PerCina Report has launched a new financial spreading product with technology partner ScaleCred that offers users state-of-art spreading capability.
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New Feature Release - AI Assistant Report Writer
PerCina Report recently launched its new AI Assistant Report Writer - combining the latest AI technology along with specific credit training.
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New Feature Release - Equipment Value Forecaster
Now available for all users is PerCina Report’s Equipment Value Forecaster, an innovative solution for the any user interested in the future value of equipment.
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Getting Your Underwriting Team On The Same "Digital" Page
Article #1 in our series of commentaries on working remotely for underwriting teams.
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How to Tell a Company's Credit Story to Secure the Capital You Need
What if a company's financial results are subpar? Can I still get the financing I need?
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Video: How to use the PerCina Report Tool
Take 5 minutes to watch how to create your first report.
See moreCustomer Testimonials
Our Customers
Need some Help?
If you would prefer to have a Percina Report created for you... no problem!
This usually takes between 2-3 days for normal turn around time, with all of the necessary information required.
The cost for a full Investment memorandum for your company:
starts at
$1,850
About Percina Report
The PerCina Report was created to help any company trying to borrow capital – whether for their own company or for their client’s - by leveraging decades of Wall Street lending experience and technology.
The team and advisors at PerCina possess decades of lending experience and have collectively reviewed, underwritten, adjudicated or syndicated thousands of deals – all involving the story of a particular company.
Many of us spent time at GE Capital where in its lending businesses, the teams would review hundreds of deals each year. At every weekly pre-investment committee meeting (we called them PIC meetings) deals would be presented to management and screened or decisioned. How the deal “story” was presented was critical – even if the company possessed negative results.
All companies go through cycles and varied financial results. This doesn’t mean a company cannot borrow the capital they need when they need to. How the company story is told is critical because it sheds light on how strong the leadership team is, what actions have been taken to mitigate either external or internal risks, and how the company is managed through difficult business cycles. Telling an effective company story is not about downplaying negative results, in fact it’s just the opposite.
The PerCina Report’s Digital Investment Memorandum Platform and Credit Analyst Ecosystem will help you position your company and your management team appropriately. Regardless of your company’s results, effectively presenting your company requires a complete, accurate, interesting and forward-looking story. Lenders invest in management teams, not companies. Even if you have tough results, sometimes lenders get very interested in a “tough story told well”! Why? Because it reveals the strength of the leadership team. Yes, in these situations, a lender may be able to benefit from additional terms and conditions, but your company got your loan!
Let the PerCina Report help you tell your company’s story better – so you can get the capital needed to grow.
The PerCina Team
Andrew Carman
Founder
Suneetha Malkani
Ravi Juneja
Business Development Partner
(Jean Martin Inc.)
Orlando Garcia
Advisor- Asset Management
